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Whether on the verge of retirement or launching a career, workers need to save more for retirement—but there are obstacles in their way even if they participate in retirement plans at work.
Although 65 percent of workers are participating in a workplace retirement plan, that's still not covering everyone. And there are some bumps along the way even for active participants.
Among the challenges older workers who have switched jobs a number of times face is the challenge of creating a retirement income stream out of scattered plans that haven't been rolled over into a single account.
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Marlene Satter
Marlene Y. Satter has worked in and written about the financial industry for decades.
