Benefits stop-loss captives allow employers to band together to purchase and manage their stop-loss risk differently. (Photo: Shutterstock)
Captives sometimes get a bad rap.
When businesses hear the word "captive," they typically assume the solution is only for property and casualty, far too complex for their company, or simply unnecessary to meet their needs. However, benefits stop-loss captives provide undeniable cost savings and are extremely simple to implement.
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