Benefits stop-loss captivesallow employers to band together to purchase and manage theirstop-loss risk differently. (Photo: Shutterstock)
Captives sometimes get a bad rap.
When businesses hear the word "captive," they typically assumethe solution is only for property and casualty, far too complex fortheir company, or simply unnecessary to meet their needs. However,benefits stop-loss captives provide undeniable cost savings and areextremely simple to implement.
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