Businesses across the country are facing difficult decisions as a result of the coronavirus outbreak.  COVID-19 quarantining, new rules and regulations, and the economic and business impact of stay-at-home orders are prompting hour reductions, furloughs, layoffs and other measures aimed at reducing costs so companies can continue operations until the pandemic subsides.

Your clients with self-funded health plans may be caught between a rock and a hard place – not wanting to leave employees without coverage, but also trying to ensure the business survives this existential crisis. The issue may be particularly acute if your members are concentrated near so-called "hot spots," like the New York City metro area, and are accessing COVID-related care.