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Health Care Binders The rule would allow high-deductible health plans to increase cost-sharing requirements in order to meet the minimum required for plan members to be eligible for a health savings account. (Photo: Shutterstock)

When the Affordable Care Act took effect, many existing health plans were granted exemptions to some of its requirements, allowing insurers to continue offering low-cost health care plans. Such plans were allowed to remain in existence as long as they had been continuously offered since March 0f 2010 and certain changes hadn’t been made. As noted by Modern Healthcare, approximately 13% of covered employees were enrolled in such a plan in 2019.

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Emily Payne

Emily Payne is managing editor at BenefitsPRO. A Wisconsin native, she spent the past eight years writing and editing for various athletic and fitness publications. She holds an English degree and Business certificate from the University of Wisconsin.

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