Stethoscope and dollar While GenZers are most engaged in their health care decisions, they're alsoleast likely to understand the costs of care. (Photo:Shutterstock)

For most Americans, health care expenses are still an unwelcomesurprise and burden. A majority of U.S. consumers don't understandvarious aspects of their health care insurance costs, while manyaren't actively planning for the health care expenses, according toHSA Bank's Annual Health and Wealth Index, a survey of2,000 U.S. consumers conducted in the fall of 2019.

Only around 42% of survey respondents were classified as beingat least "highly engaged" with preparing for their health careexpenses and taking an active role in their physical health. Thereis, however, some hope for the future—Generation Z was the mostengaged with health care expenses and their physical health, whilemillennials came in second, followed by Baby Boomers, andGeneration X.

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Rhys Dipshan

CT-born, New York-based legal tech reporter covering everything from in-house technology disruption to privacy trends, blockchain, AI, cybersecurity, and ghosts-in-the-machine. Continually waiting for law to catch up with tech. (It's like waiting for Godot, but without the clowns)