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Age Wave founder Ken Dychtwald. It’s crucial that advisors talk to retiring clients about health care costs, Dychtwald says.

Given the impact of the coronavirus pandemic, there’s a chance that in retirement, only 25% of all U.S. working households will be able to maintain their current standard of living unless they work longer, move to lower-cost housing and reduce many other expenditures, argues Ken Dychtwald, co-founder and CEO of Age Wave, in an interview with BenefitsPRO’s sister site, ThinkAdvisor.

Surprisingly, amid the virus, the cohort that has suffered financially the least is retirees: They’re fortified by the safety nets of Social Security and Medicare, notes Dychtwald, a psychologist and gerontologist.

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