Employee benefits concept Your benefits plan is probably the second- or third-largest expense for your business, and it deserves the attention that reflects its impact on your company. (Photo: Shutterstock)

The end of the year ushers in a number of important dates, and amidst all the holidays and festivities, many employers also have to focus on their upcoming benefits plan renewal. Business owners have long been convinced that their renewal must take place at the end of the year, or at the very least, they've become so accustomed to that annual routine that they haven't even thought about scheduling their renewal for a different time of the year.

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