Roughly half of all Americans find themselves confronting a legal issue each year. Against the backdrop of the pandemic, this number is only expected to increase as many navigate new legal hurdles for the first time – from terminating a lease agreement to purchasing a new home or filing for bankruptcy. These issues are not only stressful and time-consuming but also incredibly costly; just consider that the typical rate for one hour of legal services is around $370. For employees who aren't prepared, sudden legal issues can prove detrimental to their financial health – not to mention their mental well-being.