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headshot collage of employees of various ages, genders thinking (Photo: Shutterstock)

Benefits aren’t what they used to be.  Decades ago, many people were covered by defined benefit pension plans.  Some companies might have given retirees health care benefits for life.  (Computers were also the size of a room and you could buy a VW Beetle for about $2,000.  Times have changed.

Years ago, people often assumed their company would take care of them.  Work for the same firm until you reached retirement age and the company would thank you with a comfortable retirement.  Today, employees need to be much more involved in and knowledgeable about their benefits.

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