piggy bank at edge of chalkboard maze While people seek to improve their financial wellness, many are hindered by this lack of understanding of how to effectively manage and optimize their pay. (Photo: Shutterstock)

When people think about the concept of pay, often their feelings are rooted in logistical considerations: how much and how often will I get paid? As long as their pay is on time and for what they perceive to be the correct amount, people tend not to give much further thought to the process. They make the same cursory review when the next pay period rolls around, but they don't dig in further to glean insights or make changes that could result in additional savings or value.

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