shoestring tied around wallet The most common cost-saving actions Americans expect to take this holiday season include reducing overall holiday spendings, canceling holiday travel plans and canceling holiday events. (Photo: Shutterstock)

Although the holidays typically are one of the most joyous times of the year, it also can be a time of great stress for some families.

Many American households struggle to pay for medical expenses, forcing some to make difficult decisions. These choices include working more, forgoing medical care and cutting back on holiday spending, according to the 2021 Aflac Health Care Issues Survey.

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