Hand holding coins and health care symbol Across counties, average premiums before tax credits fell 1.8% for the lowest-cost silver plan and 4.1% for the lowest-cost gold plan. (Photo: Shutterstock)

Premiums for the benchmark silver plan in the Affordable Care Act are decreasing by just over 3% across the nation, although they vary by county. This is the fourth consecutive year that benchmark premiums have fallen.

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