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mock HSA card in green (Photo: Shutterstock)

With more than 31 million health savings accounts holding nearly $93 billion in assets as of midyear 2021 per Devenir Research, HSAs and their place in the market have continued to evolve at a rapid clip. And while health insurance and HSA confusion still exists for both employees and employers, more and more individuals and businesses are harnessing the win-win benefits HSAs offer.

Gone are the days of HSAs serving primarily as a transactional 12-month spending account. From more employers offering contributions to employee HSAs to more accountholders investing at least a portion of their HSA dollars, the health savings account of 2022 has come a long way in the nearly 20 years HSAs have been in existence.

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