Workers in traditional jobs are much more likely to have an employer-sponsored plan (81%) than gig workers (55%). (Credit: Makistock/Shutterstock.com

A new study finds that a significant number of Americans are engaged in “nonstandard” work arrangements—such as “gig” or freelance work—and that these workers are more likely to suffer economic hardships, including having trouble paying for health care or housing.

The report from the Urban Institute and the Robert Wood Johnson Foundation (RWJF) found that the growing number of gig workers are facing limitation of benefits, or no benefits at all, in the areas of health insurance, paid leave, overtime pay, and minimum wage requirements.

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