Health care innovation concept Today’s HR professionals, or those eyeing a career in HR, should familiarize themselves with the new landscape to prepare to provide their leadership with innovative, proactive health plan ideas. (Image: Shutterstock)

The employer-sponsored health insurance marketplace is undergoing a radical transformation fueled by the rise of digital health technologies. At the same time, the Great Resignation has spurred a heated competition for talent, pressuring employers to lower health care costs while also providing superb benefits packages to employees.

A Kaiser Family Foundation survey found employers increasingly turn to self-funded health plans as a strategic way to substantially lower costs while improving a health plan’s offerings. In fact, self-funded insurance plans now cover 64% of all insured workers.

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