illustration of cliff with money hanging over it and figures falling off (Photo: Shutterstock)

Two years ago at this time, the forecast for retirement plans was grim: Employees would drain their 401(k)s, and millions of Americans would stop contributing to their retirement plans as their employers halted their match. Now that the 2020 plan year data is in, says analyst Eric Ryles of ALM Global's intelligence team, Judy Diamond Associates, we see it confirming some predictions, but also offering some surprises.

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