Health care costs associated with pregnancy and childbirth average almost $19,000, including $2,854 in out-of-pocket expenses, according to a new analysis of large employers’ insurance claims.

Published by the Kaiser Family Foundation (KFF) in conjunction with the Peterson Center on Healthcare, the analysis compares three years of health care claims for reproductive-aged women between 15 and 49 who gave birth with claims for women who had not given birth. “The benefit of this approach is that it allows us not only to look at the cost of the delivery, but also at all health costs associated with pregnancy, childbirth, and postpartum care,” the authors note.

Women who give birth incur an extra $18,865 in total health care spending over three years than other women. This includes an average of an additional $19,906 spent on inpatient and outpatient costs, which is partially offset by a $1,040 reduction in prescription drug spending. Researchers say the lower drug costs likely reflect that pregnant women do not take birth control pills, which is one of the most common prescriptions for women of reproductive age. Additionally, some other drugs are considered unsafe to take during pregnancy.

Complete your profile to continue reading and get FREE access to BenefitsPRO.com, part of your ALM digital membership.

Your access to unlimited BenefitsPRO.com content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical BenefitsPRO.com information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events.
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com

Already have an account?

 

BenefitsPRO

Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join BenefitsPRO.com now!

  • Unlimited access to BenefitsPRO.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
  • Exclusive discounts on BenefitsPRO.com and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.