Supplemental health benefits have become more in demand as people continue to face unexpected out-of-pocket medical costs. Benefits like hospital indemnity, critical illness and accident insurance "supplement" a person's health insurance and help pay for unexpected costs when someone faces a health event or injury. The availability of supplemental health benefits gives employees more financial security, peace of mind, and it allows them to build a benefits portfolio that meets their unique needs.

Products and pricing

Key question to ask: What extra value are my employees getting if I offer more benefits?

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