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Employers and benefits consultants have scrambled this year to provide quality health coverage at an affordable cost. But new regulations, record inflation and a possible recession make the outlook for the new year anything but certain.

“As we head into 2023, I believe we are at the tipping point with recent legislation that will truly start to reshape the entire health care landscape,” says Mike Kroupa, director of data analytics for Connor & Gallagher OneSource in Lisle, Illinois. “There is still plenty of room for improvement between the Consolidated Appropriations Act passed in 2020 and the various components of the Transparency Coverage requirements rolling out over the next couple of years. The next five years should be nothing short of momentous.”

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