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Inflation, a changing workforce profile, and a return to the doctor’s office are the latest active ingredients giving employer-sponsored health plan managers recurring headaches. Of course they add up to increased costs for the sponsor. But if these factors cannot be controlled, sponsors can at least be planning for, and managing, these new cost drivers.

That’s the advice from the experts at Marsh McLennan Agency (MMA), a unit of the global consulting firm. The firm gathered intelligence from within and without its domain in an attempt to guide plan sponsors through what will surely be at least six months of cost uncertainties.

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