Instant Insights / 2023 Predictions

Industry thought leaders share their predictions for 2023.


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Employers have weathered a seismic shift in their workers’ expectations over the past few years. Due in part to the pandemic, the shifting face of the workforce, and a growing focus on employee well-being, employers of all sizes have reexamined their benefit offerings from the ground up. Similarly, federal agencies and regulatory bodies have pursued initiatives to safeguard Americans’ retirement plans in the face of growing financial pressures and economic uncertainty, culminating with the passage of new retirement planning legislation, SECURE Act 2.0.

It’s in this context that many employers are considering how the Internal Revenue Service (IRS)’s recent release of the 2023 401(k) contribution guidelines and the new SECURE Act 2.0 may affect their retirement benefit offerings in 2023 and beyond. Now is the time for business owners to examine their policies and procedures to make sure their retirement plans are working for their employees. Still, many small business owners are only just beginning their journey by designing and offering robust retirement benefits.

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