When an employee retires, what do they do with their retirement plan assets? Recent research has indicated that more than ever, retirees remain in their plan, long after they leave their employers. This points to the need for plan sponsors to position plans in a way that benefits retirees for the long term and takes into account their changing preferences.

When a worker retires, they typically have several options on what to do with their 401k savings. They can:

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