How would you feel if you had a problem and your nearest and dearest had no interest in helping you? You would think your family members didn't love you. You would think you need to find a different set of friends. You would seek out people who took relationships seriously and cared. This might describe how your employees feel about getting financial advice.

Let us start by determining if there is a problem that needs addressing. Bank of America produced a report indicating 62% of employees are stressed out concerning their personal finances, 80% of employees think their employers have a role to play in their financial wellness, and 97% of employers feel the same way. This needs to be balanced with employee concerns for their privacy. CNBC reports employees are not happy with the ways companies gather data about them and 64% have concerns about data security.