Japanese grandparent with baby

The lifespan of the average American is nearly 78 years. However, most live just 66 of those years in good health, according to research from Deloitte's Health and Life Actuarial teams.

"All Americans could potentially live up to 95% of their years in good health and live to be nearly 90 years old," the study found. "Not only can people of all ages gain more years and more healthy years, but we could spend less on health care in the process."

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