Americans of all backgrounds think about retirement in similar ways, calculating how much money they'll need and how long they have to save. Yet stark differences exist when it comes to savings rates, confidence in retirement plans and other key measurements of readiness.
The TIAA Institute's new State of Financial Preparedness report raises questions about whether or not incoming retirees will enjoy financial security, particularly as lifespans continue to lengthen and the economy remains tumultuous. Most Americans have a similar idea of what retirement preparedness means to them, but the way those plans unfold differ greatly.
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