SECURE 2.0, the follow-on legislation to the first SECURE Act passed in 2019, includes a variety of provisions designed to help employers make saving for retirement easier for employees by addressing specific pain points like student loan debt and emergency savings. SECURE 2.0 passed in December 2022, following a few delays related to COVID-19, and some of the 90 provisions included in the legislation began rolling out last year, while some are on the schedule for this year and 2025.
In a recent webinar, Betterment at Work, a financial wellness services company that works with small and mid-size businesses, outlined some of the provisions of SECURE 2.0 it finds most compelling. The company also offers guidance in its SECURE 2.0 Playbook.
Here are four SECURE 2.0 provisions employers are excited about:
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