A new report from the Employee Benefit Research Institute (EBRI) shows that the use of Health Spending Accounts (HSAs) helps reduce the use of outpatient services; prescription drugs and increased use of inpatient services for HSA-eligible plan enrollees.

"The purpose of our research was to closely examine the impact of plan type on the use of health care services and spending. The analysis focused on enrollees in HSA plans and preferred provider organization (PPO) enrollees who are in health plans with deductibles large enough to be HSA eligible as a way of isolating the impact of the HSA on use of health care services," explained Paul Fronstin, Ph.D., director, Health Benefits Research, EBRI.

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