SECURE 2.0 Act
In 2025, a record number of workers will reach retirement age, according to Mercer’s Top considerations for defined contribution plan sponsors in 2025 report, prompting 401(k) plan sponsors to navigate the effects of SECURE 2.0 aimed at assisting these individuals in financing their retirement.
The population of those aged 65 and above hitting a historical high in the US this year and for the next few years, according to the Alliance for Lifetime Income’s Retirement Income Institute. Also, SECURE 2.0 continues to push plan sponsors to expand coverage, provide greater financial flexibility and include retirement income in their plans, even with signs of a SECURE 3.0 legislation likely taking shape in 2025.
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