It's not necessarily having a high income that helps these savers sock money away for retirement.

Close to a majority of savers are investing more than 10 percent of their income for retirement.

Low health care system literacy is also costing $10 billion a year in unnecessary administrative costs.

Devenir projects that the HSA market will exceed 36 million accounts by the end of 2023, holding more than $131 billion in assets.

The stress of the pandemic and pending retirements are adding to the problem.

Expenses continue to escalate as hospitals care for sicker patients.

More than three-fourths of all American households are in debt, with the top 1 percent and bottom 50 percent holding the most debt.

Voluntary benefits have become a key aspect of hiring, retaining and engaging talent.