Facing the highest group medical cost trend in 17 years, brokers and their small business clients must prioritize cost and simplicity with non-medical benefits packages that include streamlined administration and enhanced experiences.

With 79% of employers reporting that benefits education remains a challenge, advisors who embrace a year-round communications approach are better positioned to help small-business clients increase understanding, utilization and appreciation of their benefits programs.

As benefits ecosystems grow more complex, nearly two thirds of employers say managing multiple carriers is a challenge, pushing HR teams toward more connected benefits strategies.

As employers prepare for a projected 9% median increase in health care costs, The Hartford research reveals how financial pressures are shifting priorities around benefits products, worker engagement and technology integration.

More than half of U.S. workers live paycheck to paycheck, but struggle to understand and use the employee benefits designed to ease financial strain. New research reveals three ways advisors can help improve benefits engagement.

With health care costs projected to rise 8% in 2025, supplemental health benefits play a vital role in providing financial protection and addressing coverage gaps.

Over a third of employees report they do not understand their supplemental health benefits. Brokers can help employers close the knowledge gap not only at enrollment, but year-round.

Over a third of U.S. workers expect their financial situation to improve. Brokers are well-positioned to help employers boost their workforce's financial health – and optimism.