{
  "author": {
    "name": "Barry Ritholtz",
    "webUrl": "/author/profile/barry-ritholtz/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 30,
    "social": [],
    "articles": [
      {
        "uri": "/2016/09/29/health-care-costs-ate-your-pay-raises/",
        "title": "Health-care costs ate your pay raises",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "September 29, 2016",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "It's likely that most employees appreciate how substantial their non-wage compensation is; nor do they realize how much health care costs, the biggest part of their non-wage compensation, have risen.",
        "body": null
      },
      {
        "uri": "/2016/07/29/why-financial-education-is-a-waste-of-time/",
        "title": "Why financial education is a waste of time",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "July 29, 2016",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "Studies show financial education doesn't offer long-term benefits, but changing investor behavior does. What's an advisor to do?",
        "body": null
      },
      {
        "uri": "/2016/03/03/what-happens-to-bad-brokers/",
        "title": "What happens to bad brokers?",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "March 03, 2016",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "What happens to brokers after they violate rules and standards of conduct? This is what happens.",
        "body": null
      },
      {
        "uri": "/2015/10/29/how-inequality-is-affecting-the-looming-retirement/",
        "title": "How inequality is affecting the looming retirement crisis",
        "byline": " Barry Ritholtz ",
        "kicker": "",
        "prettyDate": "October 29, 2015",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "Let's consider how inequality affects the funding of our collective retirements in the United States of America. For example, Fortune 500 CEOs have $3.2 billion in special tax-deferred compensation accounts that are exempt from the annual contribution limits imposed on ordinary 401(k)s.",
        "body": null
      },
      {
        "uri": "/2015/09/14/10-questions-employees-can-ask-a-pension-fund-mana/",
        "title": "10 questions employees can ask a pension-fund manager",
        "byline": " Barry Ritholtz ",
        "kicker": "",
        "prettyDate": "September 14, 2015",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "The California State Teachers Retirement System (CalSTRS), the nations second-largest pension fund, is considering an aggressive move--here are 10 questions people might ask the pension fund manager as to why this is needed.",
        "body": null
      },
      {
        "uri": "/2015/04/20/making-advisors-work-for-clients-is-way-past-due/",
        "title": "Making advisors work for clients is way past due",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "April 20, 2015",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "In 2011, the Securities and Exchange Commission published a study, mandated by the Dodd-Frank Act, which concluded that all financial advisers and stock brokers should be placed under a uniform fiduciary standard.",
        "body": null
      },
      {
        "uri": "/2014/09/23/no-reason-to-hedge-long-term-with-a-hedge-fund/",
        "title": "No reason to hedge long-term with a hedge fund",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "September 23, 2014",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "We are unlikely to know the full impact of Calperss decision for some time. It will, however, be influential.",
        "body": null
      },
      {
        "uri": "/2014/07/25/hedge-fund-honeymoon-is-over/",
        "title": "Hedge fund honeymoon is over",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "July 25, 2014",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "Calpers is looking to reduce hedge-fund holdings by as much as 40 percent.",
        "body": null
      },
      {
        "uri": "/2014/07/23/the-free-ride-is-ending-for-money-market-funds/",
        "title": "The free ride is ending for money-market funds",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "July 23, 2014",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "Of all the outrages endured during the financial crisis, perhaps the most perplexing involved money-market mutual funds.",
        "body": null
      },
      {
        "uri": "/2014/01/08/10-reasons-many-people-lost-their-shirts-on-gold/",
        "title": "10 reasons many people lost their shirts on gold",
        "byline": "Barry Ritholtz",
        "kicker": "",
        "prettyDate": "January 08, 2014",
        "timeToRead": "13 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/barry-ritholtz/",
            "name": "Barry Ritholtz"
          }
        ],
        "kickerNode": [],
        "summary": "In 2012, the biggest single equity holding in self-directed 401(k) plans was Apple ... followed by the SPDR Gold Trust.",
        "body": null
      }
    ]
  }
}