{
  "author": {
    "name": "jelsasser2",
    "webUrl": "/author/profile/joe-elsasser/",
    "description": "Joe Elsasser is a certified financial planner and the founder and president of Covisum, a financial technology company. Under his leadership, Covisum has developed a variety of groundbreaking financial planning tools, including Social Security Timing, which was the first patented Social Security optimizer, Tax Clarity, SmartRisk and Income InSight.\r\n\r\nJoe co-authored “Social Security Essentials – Smart Ways to Boost Your Retirement Income” and is a regular contributor to USA Today, InvestmentNews, Retirement Daily, CNBC and ThinkAdvisor. Joe also maintains a financial planning practice in Omaha, Nebraska.",
    "imageLarge": "https://secure.gravatar.com/avatar/8afb9f3124421ebc2afba702d309df17?s=136&d=mm&r=g",
    "estimate": 4,
    "social": [
      {
        "network": "twitter",
        "value": ""
      },
      {
        "network": "linkedin",
        "value": ""
      },
      {
        "network": "facebook",
        "value": ""
      },
      {
        "network": "googlePlus",
        "value": ""
      }
    ],
    "articles": [
      {
        "uri": "/2021/11/18/how-to-help-married-couples-maximize-social-security-412-124048/",
        "title": "How to help married couples maximize Social Security",
        "byline": "Joe Elsasser",
        "kicker": "Commentary",
        "prettyDate": "November 18, 2021",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2021/11/social-money-security.jpg",
          "width": "618",
          "height": "412"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-elsasser/",
            "name": "jelsasser2"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "With two different Social Security benefits available, calculate the optimal time for each spouse to claim.",
        "body": null
      },
      {
        "uri": "/2020/10/08/social-security-widower-benefits-and-claiming-strategies-its-complicated-412-105106/",
        "title": "Claiming Social Security widow(er) benefits: It's complicated",
        "byline": "Joe Elsasser",
        "kicker": "Commentary",
        "prettyDate": "October 08, 2020",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/10/social-money-security.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-elsasser/",
            "name": "jelsasser2"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Claiming a survivor benefit too early, or too late, could mean leaving thousands of dollars on the table.",
        "body": null
      },
      {
        "uri": "/2020/04/23/4-tax-opportunities-to-seize-in-the-time-of-coronavirus-412-97090/",
        "title": "4 tax opportunities created by market downturn, stimulus",
        "byline": "Joe Elsasser",
        "kicker": "Commentary",
        "prettyDate": "April 23, 2020",
        "timeToRead": "8 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/04/tax-lightbulb.jpg",
          "width": "618",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-elsasser/",
            "name": "jelsasser2"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "The market decline and the CARES Act provide long-term planning opportunities that don't come around very often.",
        "body": null
      },
      {
        "uri": "/2018/06/13/how-to-plan-for-retiree-health-care-costs-the-advi/",
        "title": "How to plan for retiree health care costs: The Advisor and the Quant",
        "byline": "Joe Elsasser and Ron Piccinini",
        "kicker": "Q&A",
        "prettyDate": "June 13, 2018",
        "timeToRead": "3 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2018/06/03_Health_Nurse_Elderly_woman_MI600.jpg",
          "width": "600",
          "height": "338"
        },
        "authors": [
          {
            "webUrl": "/author/profile/joe-elsasser/",
            "name": "jelsasser2"
          },
          {
            "webUrl": "/author/profile/ron-piccinini/",
            "name": "Ron Piccinini"
          }
        ],
        "kickerNode": [
          {
            "uri": "/q-and-a/",
            "sectionName": "Q&A"
          }
        ],
        "summary": "\"Advisor\" Joe Elsasser and \"Quant\" Ron Piccinini discuss how to minimize insurance costs and what the future might hold.",
        "body": null
      }
    ]
  }
}