One in five employees (19%) believe salaries for new hires will be lower compared to 2025.

Essentials, not luxuries, are driving every day strain. According to the survey, 65% of respondents said the cost of everyday necessities is their top financial stressor.

For employers, advisors, and individuals alike, 2026 won't just be about reacting to these changes — it will be about mastering a new landscape of high-cost innovation and shifting federal support.

Individual market enrollment increased from about 11 million to 18 million from 2013 to 2023.

The U.S. government alleged that CVS improperly requested and received GHP reimbursement for premature refills, dispensed excessive insulin pens, and falsely under-reported the days-of-supply of insulin that its pharmacies dispensed.

If unpaid care work were compensated at the rate of our professional care workforce, it would be valued at more than $1.1 trillion each year.

Eighty-five percent of employees agree that when designed well, RTO can strengthen collaboration and company culture.

Women, older near-retirees, and younger retirees reporting the steepest drops in financial confidence.