{
  "author": {
    "name": "Rich White",
    "webUrl": "/author/profile/rich-white/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 218,
    "social": [],
    "articles": [
      {
        "uri": "/2014/12/15/turbulence-in-etf-managed-portfolios/",
        "title": "Turbulence in ETF managed portfolios",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "December 15, 2014",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Acting as a fiduciary, a clients advisor must conduct thorough due diligence on ETF strategists and their strategies.",
        "body": null
      },
      {
        "uri": "/2014/12/04/sec-whistleblowing-gets-interesting/",
        "title": "SEC whistleblowing gets interesting",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "December 04, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "How can you protect your clients, and other investors, against unscrupulous fund managers and investment advisers?",
        "body": null
      },
      {
        "uri": "/2014/12/01/calculating-the-real-cost-of-income-annuities/",
        "title": "Calculating the real cost of income annuities",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "December 01, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "As the market for single premium immediate and deferred income annuities heats up, a calculation you can use to compare competing products and estimate embedded costs is called the Moneys Worth Ratio.",
        "body": null
      },
      {
        "uri": "/2014/11/25/how-to-make-dias-work-in-retirement-plans/",
        "title": "How to make DIAs work in retirement plans",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "November 25, 2014",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "The key to overcoming survivorship bias is enrolling vast numbers of people (both sick and healthy) in these products.",
        "body": null
      },
      {
        "uri": "/2014/11/12/gips-and-ria-track-records-look-before-you-leap/",
        "title": "GIPS and RIA track records: Look before you leap",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "November 12, 2014",
        "timeToRead": "8 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Do Global Investment Performance Standards tell you the whole story, or even an accurate one, about the track record of an RIA who manages separate accounts? Not always.",
        "body": null
      },
      {
        "uri": "/2014/10/07/counsel-clients-children-before-they-take-student/",
        "title": "Counsel client’s children before they take student loans",
        "byline": " Rich White ",
        "kicker": "",
        "prettyDate": "October 07, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "What do 18-year-old college students need to know to qualify for tens of thousands of dollars in student loans?",
        "body": null
      },
      {
        "uri": "/2014/09/30/an-alternative-to-va-living-benefit-riders/",
        "title": "An alternative to VA living benefit riders",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "September 30, 2014",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Fortunately, an alternative to VA living benefit riders has come on the scene, and it has two advantages you may not have considered.",
        "body": null
      },
      {
        "uri": "/2014/09/23/return-assumptions-need-annual-review/",
        "title": "Return assumptions need annual review",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "September 23, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "For pension funds, an unrealistically high assumption means they can contribute less each year than they will need to meet future pension obligations.",
        "body": null
      },
      {
        "uri": "/2014/09/19/rias-are-you-ready-for-ebola/",
        "title": "RIAs, are you ready for Ebola?",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "September 19, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Most business continuity plans have anticipated an emergency similar to Hurricane Katrina or Hurricane Sandy. However, pandemics require a different kind of planning.",
        "body": null
      },
      {
        "uri": "/2014/09/09/tools-for-retiree-relocation-counseling/",
        "title": "Tools for retiree relocation counseling",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "September 09, 2014",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Retired people have one great asset that many younger people lack mobility.",
        "body": null
      }
    ]
  }
}