{
  "author": {
    "name": "Rich White",
    "webUrl": "/author/profile/rich-white/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 218,
    "social": [],
    "articles": [
      {
        "uri": "/2015/04/02/tdfs-leave-young-participants-vulnerable/",
        "title": "TDFs leave young participants vulnerable",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "April 02, 2015",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "By failing to make active decisions about their plans allocation, they have been auto-enrolled in TDFs and thus are more heavily exposed to equities than seasoned investors.",
        "body": null
      },
      {
        "uri": "/2015/03/31/support-grows-for-public-pension-for-all/",
        "title": "Support grows for public pension for all",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "March 31, 2015",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Could the retirement security of American households become a hot-button issue in the 2016 elections?",
        "body": null
      },
      {
        "uri": "/2015/03/19/a-model-for-state-auto-enroll-roth-iras/",
        "title": "A model for state auto-enroll Roth IRAs",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "March 19, 2015",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "If you want to see a template for the retirement plan of the future, check out the Secure Choice Savings Program enacted by the Illinois legislature in December.",
        "body": null
      },
      {
        "uri": "/2015/03/09/retirement-savings-conflict-rule-lemons-or-lemonad/",
        "title": "Retirement savings conflict rule: lemons or lemonade?",
        "byline": " Rich White ",
        "kicker": "",
        "prettyDate": "March 09, 2015",
        "timeToRead": "4 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "As the financial industry gears up to stop or alter the rule, the fight actually may be less about fiduciary duties and conflicts and more about costs and loss.",
        "body": null
      },
      {
        "uri": "/2015/02/24/same-sex-couples-can-amend-tax-returns/",
        "title": "Same-sex couples can amend tax returns",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "February 24, 2015",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Couples legally married before 2013 may still be able to file amended returns for 2011 and 2012, using Form 1040X, but only if they act fast.",
        "body": null
      },
      {
        "uri": "/2015/02/19/the-shape-of-automatic-enrollment-to-come/",
        "title": "The shape of automatic enrollment to come",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "February 19, 2015",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "This White House (and perhaps others to follow) wants to move younger workers toward retirement plans with pension-like features.",
        "body": null
      },
      {
        "uri": "/2015/02/10/the-economics-of-obamas-threat-to-stepped-up-basis/",
        "title": "The economics of Obama’s threat to stepped-up basis",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "February 10, 2015",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "The president wants to replace stepped-up basis with a new personal exemption of $100,000 in capital gains at death, among other things.",
        "body": null
      },
      {
        "uri": "/2015/02/03/stay-compliant-on-401k-hardship-withdrawals/",
        "title": "Stay compliant on 401(k) hardship withdrawals",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "February 03, 2015",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "It appears the DOL and IRS may be cracking down on plans that do not follow strict requirements for authorizing permitted hardship withdrawals.",
        "body": null
      },
      {
        "uri": "/2015/01/12/reinventing-the-pension-plan/",
        "title": "Reinventing the pension plan",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "January 12, 2015",
        "timeToRead": "9 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "What will replace the crumbling structure of DB plans, to give todays 25-year-old worker a sense of retirement security?",
        "body": null
      },
      {
        "uri": "/2015/01/05/meet-myra-and-beat-cd-rates-tax-free/",
        "title": "Meet myRA, and beat CD rates tax-free",
        "byline": "Rich White",
        "kicker": "",
        "prettyDate": "January 05, 2015",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/rich-white/",
            "name": "Rich White"
          }
        ],
        "kickerNode": [],
        "summary": "Although myRAs wont set the financial world afire due to built-in limits, they have a place in retirement planning.",
        "body": null
      }
    ]
  }
}