Could the retirement security of American households become a hot-button issue in the 2016 elections?

If you want to see a template for the retirement plan of the future, check out the Secure Choice Savings Program enacted by the Illinois legislature in December.

As the financial industry gears up to stop or alter the rule, the fight actually may be less about fiduciary duties and conflicts and more about costs and loss.

Couples legally married before 2013 may still be able to file amended returns for 2011 and 2012, using Form 1040X, but only if they act fast.

This White House (and perhaps others to follow) wants to move younger workers toward retirement plans with pension-like features.

The president wants to replace stepped-up basis with a new personal exemption of $100,000 in capital gains at death, among other things.

It appears the DOL and IRS may be cracking down on plans that do not follow strict requirements for authorizing permitted hardship withdrawals.

What will replace the crumbling structure of DB plans, to give todays 25-year-old worker a sense of retirement security?