{
  "author": {
    "name": "Shobin Uralil",
    "webUrl": "/author/profile/shobin-uralil/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 13,
    "social": [],
    "articles": [
      {
        "uri": "/2023/02/01/401ks-are-not-enough-for-gen-z-and-millennials-why-many-are-choosing-hsas-too/",
        "title": "401(k)s are not enough for Gen Z and millennials: Why many are choosing HSAs too",
        "byline": "Shobin Uralil",
        "kicker": "Expert Opinion",
        "prettyDate": "February 01, 2023",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2022/04/hsa-investment-money.jpg",
          "width": "617",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "Around half of Gen Z and millennial workers who are offered an health savings account by their employer are using it to save for future health care costs in retirement, says a survey.",
        "body": null
      },
      {
        "uri": "/2022/11/09/hsas-an-important-tool-to-combat-economic-uncertainty/",
        "title": "HSAs: An important tool to combat economic uncertainty",
        "byline": "Shobin Uralil",
        "kicker": "Best Practices",
        "prettyDate": "November 09, 2022",
        "timeToRead": "4 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2022/03/hsa-letters-money.jpg",
          "width": "617",
          "height": "382"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/best-practices/",
            "sectionName": "Best Practices"
          }
        ],
        "summary": "With open enrollment approaching, adding an HSA to your benefits offering gives employees access to more options for saving at a time when many are reporting an uptick in financial stress.",
        "body": null
      },
      {
        "uri": "/2022/04/15/great-resignation-or-great-reshuffle/",
        "title": "Great Resignation or Great Reshuffle?",
        "byline": "Shobin Uralil",
        "kicker": "Commentary",
        "prettyDate": "April 15, 2022",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2022/04/Imagination-product-roundup-shutterstock.jpg",
          "width": "611",
          "height": "404"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "It's time for executives and benefits managers to rethink tired approaches.",
        "body": null
      },
      {
        "uri": "/2021/10/29/watercooler-moments-how-to-get-personal-in-a-hybrid-work-environment/",
        "title": "Watercooler moments - how to get personal in a hybrid work environment",
        "byline": "Shobin Uralil",
        "kicker": "",
        "prettyDate": "October 29, 2021",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2021/10/fav-meeting-team-younger-worker-via-NDABCREATIVITY-at-adobe-stock.jpg",
          "width": "616",
          "height": "411"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [],
        "summary": "Creative ways to engage employees this open enrollment season.",
        "body": null
      },
      {
        "uri": "/2021/04/13/health-care-legislation-drives-hsa-adoption/",
        "title": "Health care legislation drives HSA adoption",
        "byline": "Shobin Uralil",
        "kicker": "Commentary",
        "prettyDate": "April 13, 2021",
        "timeToRead": "7 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2021/04/06-legislation.jpg",
          "width": "614",
          "height": "405"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Increased flexibility and contributions will accelerate growth.",
        "body": null
      },
      {
        "uri": "/2021/02/09/how-to-add-37-to-your-tax-free-retirement-contributions-this-year/",
        "title": "How to add 37% to your tax-free retirement contributions this year",
        "byline": "Shobin Uralil",
        "kicker": "Commentary",
        "prettyDate": "February 09, 2021",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2021/02/hsa-word-coins-finance.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Bundle an HSA with a 401(k) to optimize retirement savings.",
        "body": null
      },
      {
        "uri": "/2020/12/07/where-can-employees-save-the-most-tax-free-for-retirement/",
        "title": "Where can employees save the most--tax-free--for retirement?",
        "byline": "Shobin Uralil",
        "kicker": "Commentary",
        "prettyDate": "December 07, 2020",
        "timeToRead": "7 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/12/fav-man-calculator-finance-save-budget.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "The combined impact of these two accounts -- the 401(k) and HSA -- increases savings for both accounts, and for your employees.",
        "body": null
      },
      {
        "uri": "/2020/12/03/is-a-401k-the-best-employer-offered-retirement-account/",
        "title": "Is a 401(k) the best employer-offered retirement account?",
        "byline": "Shobin Uralil",
        "kicker": "Commentary",
        "prettyDate": "December 03, 2020",
        "timeToRead": "6 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/12/hsa-letters-money.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "Why you might want to put your first dollar into an HSA.",
        "body": null
      },
      {
        "uri": "/2020/11/19/how-to-use-health-care-to-fund-retirement-building-a-retirement-savings-bundle-with-a-401k-and-hsa-in-open-enrollment/",
        "title": "How to use health care to fund retirement: Building a retirement savings bundle with a 401(k) and HSA in open enrollment",
        "byline": "Shobin Uralil",
        "kicker": "Commentary",
        "prettyDate": "November 19, 2020",
        "timeToRead": "9 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2020/11/hsa-card.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/commentary/",
            "sectionName": "Commentary"
          }
        ],
        "summary": "A health savings account is the secret retirement weapon you might have been missing.",
        "body": null
      },
      {
        "uri": "/2020/10/14/mobile-payments-and-health-care-how-covid-19-has-quelled-cash-and-accelerated-mobile-payments/",
        "title": "Mobile payments and health care: How COVID-19 has quelled cash and accelerated mobile payments",
        "byline": "Shobin Uralil",
        "kicker": "Expert Opinion",
        "prettyDate": "October 14, 2020",
        "timeToRead": "5 minute",
        "image": {
          "uri": "https://images.benefitspro.com/contrib/content/uploads/sites/412/2019/05/chatbot-phone-technology.jpg",
          "width": "0",
          "height": "0"
        },
        "authors": [
          {
            "webUrl": "/author/profile/shobin-uralil/",
            "name": "Shobin Uralil"
          }
        ],
        "kickerNode": [
          {
            "uri": "/expert-opinion/",
            "sectionName": "Expert Opinion"
          }
        ],
        "summary": "COVID-19's impact on the economy and movement of cash money further accelerated the adoption of mobile payments.",
        "body": null
      }
    ]
  }
}