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Of workers surveyed, 39 percent described their workplace as "somewhat worried"; 16 percent described it as "panicky." For 23 percent of workers, their work atmosphere is "business as usual." Nearly

Tom Cremona has been appointed vice president of client relationship management at MassMutual's Retirement Services Division.

Don Yee has been appointed president of OptumHealth's vision business.

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Among private industry workers, 43 percent don't have paid sick leave. 23 percent of private industry workers have no paid vacation time. Of private industry workers, 88 percent have paid holidays, compared with 76 percent of governme

John S. Roberts has been named president and chief executive officer of Assurant Employee Benefits. He assumed these roles on an interim basis in July 2007.

Gerald Patterson has been named chief operating officer of Nippon Life Insurance Company of America.