Consumer Driven Health Care

The benchmark would limit charges for out-of-network care by pegging reimbursements to the median in-network rate.

On average, 16 percent of inpatient stays and 18 percent of emergency visits left a patient with at least one out-of-network charge.

Seventy percent of workers would share their health data with employers in return for personalized health management.

PcW is projecting a 6 percent increase in medical cost trends in 2020, higher than 2019's medical cost trend.

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The idea of the shared-savings programs is to give policyholders an incentive to look for cheaper health services.