Enrollment

The future of employee benefits lies not in a one-size-fits-all solution but with plans that are tailored to the specific worker needs.

"Enrollment in an HDHP increased with family income and family educational attainment," said the National Health Statistics report.

HR teams can play an important role in this process by promoting resources like a comprehensive FSA eligibility list.

An increasing number of small businesses are turning to ICHRAs.

"In our analysis, we concluded that there are a common set of initiatives employer-sponsored health plans use within their overall benefits plan strategy to combat their vendor and cost challenges," said David Neikrug, CEO of Optimatum.

Here are 6 strategies advisors and HR leaders need heading into 2025.