Enrollment

The analysts also think the proposals would help short-term health insurance. They don't like that.

"Asking employees for feedback ahead of and after open enrollment can set you and your team up for success without having to play the guessing game," says Emily Bailey, Regional Managing Principal at OneDigital Northeast.

The health account administration also has high hopes for its new medical finance arrangement.

Mark Farrah Associates reports premiums per insured member per month rose 5%.

Officials also explain why U.S. health care costs have grown more slowly than they expected.

Some states that look similar may produce much different streams of commissions and fees.