Health Care Reform

The bad news: Inflation uptick is not yet reflected in premiums.

It all depends on the health plan and whether it is fully insured or self-funded, but travel and lodging, as well as EAPs, may be available to employees.

Regardless of the path to reducing prescription drug costs, a fundamental starting point is transparency — supplying all stakeholders with clear data on where the money is going and what it's for.

For sponsors of employee health plans, there are both positives and negatives.

"Although profit pools are at risk, health care leaders who adjust their business models accordingly can expect bright prospects for their organizations in the years ahead."

Overall spending on mental health services increased from 6.8% to 8.2% between 2013 and 2020.