Health Care Reform

One carrier reviewed about four times as many medical and surgical services as the other did.

Employers could also end up with more workers using catastrophic health plans.

Local officials can impose a benefits requirement only if a big "benchmark plan" adopts it voluntarily.

"These bills are a significant step forward to make sure that when your family needs care, you can get it," Virginia Gov. Abigail Spanberger said.

"Employers must now prepare for dual compliance at both federal and state levels, and advisors play a critical role in ensuring they're ready," said Wes Hill, vice president, regulatory affairs, for RxBenefits.

Another provision could make contributing to HSAs the only way for a new corporation to use the federal health benefits tax exclusion.