Health Care Reform

U.S. Chief District Judge Richard Seeborg ruled last week that the courts should use North Carolina law when reviewing a worker's long-term disability insurance claim, not California law, because the insurer, Life Insurance Company of North America, made it clear that North Carolina law should apply.

For the government, the cost of an employer plan enrollee is about 37% of the cost of a Medicaid enrollee.

Health care Chapter 11 bankruptcy filings rose by one-third from January through March, from nine in the fourth quarter of 2025 to 12 in the first quarter of this year.

A new draft regulation would let employers offer the coverage through excepted benefits products.

But that doesn't mean employers with many high-risk employees are getting price breaks.

"Today, we take clear and decisive action to confront our nation's mental health crisis by addressing the overuse of psychiatric medications -- especially among children," he said last week.