Health Care Reform

Even if there is a second wave of COVID, it would "be a small earnings event for the health insurers," according to Moody's.

Still, payers and manufacturers may welcome the certainty over spending and revenue that is built into the subscription model.

The cost increase is moderate when compared to rates a decade ago but still outpaces growth in the gross domestic product.

Officials say health care and public finances are about to collide in a way no one anticipated at the start of the year.

A recent paper examined how reinsurance and risk-corridor funding could mitigate risk to health insurers and keep premiums low.

Some companies with self-funded plans are operating as if they're exempt from the new federal rules.