Voluntary Benefits

Lets take a look at four benefits trends insurance experts should take note of as they prepare to meet with clients.

Most HR managers know life insurance protects them from financial hardship after they pass away. They may not realize life insurance may come with additional benefits that can help in everyday life, including financial planning and even travel assistance.

Most life insurance agents are men, but major firms are looking to change the status quo by adding more women to the ranks.

Two-thirds of insurances carriers experienced an overall increase in voluntary sales in 2015, with half of carriers reporting sales increases of 12 percent of more, according to the LIMRA U.S. Worksite Sales survey.

Despite the overwhelming access to care and the falling uninsured rate, the high cost of health care coverage still makes it a struggle to make ends meet.

According to the Social Security Administration, nearly seven out of 10 workers, or about 100 million people, do not have long-term disability coverage.