Cost-Containment

Stop-loss issuers have been talking for more than a year about seeing a broad, powerful surge in claims.

The total health benefit cost per employee is expected to rise an average of 6.5% next year, even after accounting for planned cost-reduction measures.

They are also worried about hospital prices and states nibbling away at ERISA preemption.

One thing a big new batch of Census data shows is where employer plans still have some clout.

Benefits advisors are in a prime position to champion this model, not just as a cost containment tool, but as a pathway to a healthier, more engaged workforce.

The U.S. workers in the farming, fishing and forestry industries were only about half as likely to have private health coverage in 2024 as architects and engineers.