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Expert Perspectives is the home to the voices of industry leaders, as they share their expertise and insights directly from the field.
Broker Innovation Lab
The Broker Innovation Lab celebrates brokers and other benefits stakeholders who have embraced the changing marketplace to position themselves and their business for future success
Media & Resources
Cost-Containment
Guidance, tips and best practices for benefits managers to reduce their benefit spend while producing competitive benefit packages for employees. With health care representing the biggest percentage of benefit spend, many topics in this area include finding ways to reduce overall costs but also adding supplemental benefits to help employees become healthier, smarter health care consumers. Article topics serve everyone from small businesses to large companies.
Resources
ArmadaCare
From ArmadaCare
Are brokers prepared for what’s next? See the 5 hot benefits trends shaping 2025 in this report.
Download Resource
Zorro and Ambetter Health
From Zorro and Ambetter Health
What do brokers really think about ICHRA five years in? This report reveals how the model is evolving, what’s driving adoption, and what brokers need to succeed as demand grows.
Download Resource
ArmadaCare
From ArmadaCare
This infographic explores a cost-effective and compliant way to solve clients’ business problems before busy season hits full stride.
Download Resource
TIAA
From TIAA
Secure income is a top priority for your clients’ retirement plans, but annuities can be complex. This guide clarifies in-plan vs. retail options, empowering you to offer superior advice, highlight cost savings, and enhance client trust.
Download Resource
TIAA
From TIAA
More and more employees are looking to achieve a reliable retirement income with a pension-like guarantee. This guide explains how in-plan annuities differ from retail options--offering lower costs and simpler structures that will empower you to enhance your company's retirement benefits.
Download Resource
Noom Health
From Noom Health
Discover how GLP-1s can empower your workforce to achieve sustainable health improvements. This infographic highlights key statistics and outcomes, demonstrating real change and positive results for employees and your organization.
Download Resource
Noom Health
From Noom Health
Enhance your clients' obesity care strategies and contribute to a healthier, more productive workforce. Equip yourself with the evidence-based approaches you need to effectively support your client's workforce in achieving better health outcomes and lasting well-being.
Download Resource
Remodel Health
From Remodel Health
Explore data and trends on how businesses across an array of industries, sizes, and states are using Individual Coverage Health Reimbursement Arrangements (ICHRAs) to control costs and offer flexible health benefits.
Download Resource
Progyny
From Progyny
Top organizations are no longer treating women's health benefits as a nice-to-have. They're investing in them strategically to control rising healthcare costs, improve outcomes, and retain top talent.
Download Resource
Progyny
From Progyny
This guide shows how you can help your clients take a strategic approach to women's health benefits-- one that improves outcomes, reduces costs, and strengthens talent retention.
Download Resource
isolved
From isolved
Your clients are facing new challenges in 2025. This white paper reveals 7 key trends that can empower you to offer targeted benefit solutions that address your clients' pain points, strengthen relationships, and drive business growth.
Download Resource
Trustmark Voluntary Benefits
From Trustmark Voluntary Benefits
Are outdated payment processes creating headaches for you and your clients? This guide reveals how modernizing payment methods can streamline operations, reduce errors, and boost client satisfaction. Learn how you can add more value and become a trusted partner.
Download Resource
Noom Health
From Noom Health
GLP-1s are transforming healthcare, but their impact extends far beyond weight loss. For HR leaders, understanding the full scope of benefits and managing costs is crucial. This white paper offers vital insights for your benefits strategy by showing how pairing GLP-1s with support and lifestyle changes is key to cultivating a healthier and happier workforce.
Download Resource
ArmadaCare
From ArmadaCare
Executive compensation is evolving. Help clients build packages that attract top talent, foster loyalty, and support leader well-being for enhanced productivity. This guide offers key strategies for brokers.
Download Resource
Noom Health
From Noom Health
GLP-1s offer health benefits far beyond weight loss, impacting chronic diseases. For brokers, guiding clients on GLP-1 coverage amidst rising costs is key. This white paper provides insights to balance cost and maximize population health.
Download Resource
Progyny
From Progyny
Based on insights from 30 CFOs, this paper outlines three findings to help you build a compelling case for women’s health benefits and how they align with your CFO’s goals.
Download Resource
Progyny
From Progyny
Help clients navigate budget cuts and rising healthcare costs. Based on insights from 30 CFOs, this white paper helps brokers champion comprehensive women's health benefits for their clients and prove ROI to their client CFOs.
Download Resource
Trustmark Voluntary Benefits
From Trustmark Voluntary Benefits
Demographic shifts and rising costs make long-term care (LTC) a critical concern for employees of all ages. Equip yourself with insights into the LTC challenge and discover flexible hybrid solutions to help your clients prepare.
Download Resource
isolved
From isolved
Your HR clients often face common open enrollment pitfalls, such as administrative burdens and inadequate employee communication--leading to negative employee experiences. Learn how you can help your clients address these gaps. This guide offers brokers actionable insights to advise on streamlined processes and effective communication plans that will foster employee (and client!) satisfaction.
Download Resource
New Benefits
From New Benefits
Rising costs & low engagement challenge employers. This HR Pulse Survey reveals key trends from HR leaders across various industries and looks at the opportunities for brokers to elevate service, address pain points, and demonstrate ROI, especially with non-insured benefits.
Download Resource
New Benefits
From New Benefits
Clients expect strategic advice, not just sales. This guide reveals 3 steps to audit benefits, fill gaps, and present holistic strategies that meet client goals and employee needs--positioning employee benefits brokers as trusted advisors.
Download Resource
ArmadaCare
From ArmadaCare
Discover how employer-paid supplemental health benefits can help close coverage gaps, reduce out-of-pocket costs, and boost retention!
Download Resource
TIAA
From TIAA
2025 is expected to bring increased market volatility, policy shifts, and new cybersecurity threats that could impact employee retirement savings. This white paper provides HR professionals with the insights they need to strengthen retirement benefits, support employee financial wellness, and navigate the evolving landscape with confidence.
Download Resource
TIAA
From TIAA
Following a year of relative market stability, 2025 is expected to bring increased market volatility, potential policy disruptions, and new cybersecurity threats that can put retirement savings at risk. This white paper equips advisory practices with crucial insights to navigate these challenges, implement effective lifetime income strategies, and guide clients toward a more secure retirement.
Download Resource
isolved
From isolved
HR teams are facing talent shortages, retention struggles, and evolving benefits needs. For benefits brokers, understanding how AI is impacting and modernizing the employee benefits landscape is crucial to strategically advising clients’ HR teams. This report offers key insights brokers can leverage to become a trusted advisor for their clients.
Download Resource
isolved
From isolved
Benefits brokers face unique challenges when advising on HR services, particularly for small to mid-sized businesses. Understanding these key challenges and client concerns, such as rising healthcare costs and FMLA compliance hurdles, is key for brokers to differentiate their services and stay competitive. Learn how to address evolving client needs in an uncertain economic landscape.
Download Resource
isolved
From isolved
Leave management can be costly and complex for your clients’ HR teams. You can help them reduce compliance risks and alleviate administrative burdens. This guide outlines best practices for federal and state job-protected leaves. Equip yourself with solutions to streamline leave management and position yourself as a strategic partner.
Download Resource
Labcorp
From Labcorp
High blood pressure affects nearly half of U.S. adults, increasing the risk of heart disease and stroke. This case study explores how an employer-sponsored wellness program helped approximately 1 in 3 employees improve their blood pressure risk level.
Download Resource
Labcorp
From Labcorp
Long onboarding times and staffing shortages create costly delays. Discover how one large healthcare system streamlined its hiring process, reducing onboarding time from weeks to days while improving the candidate experience and freeing up internal staff.
Download Resource
Trustmark Voluntary Benefits
From Trustmark Voluntary Benefits
Voluntary benefit elections are not what they used to be. The shift toward passive enrollments prevents employees from being actively engaged in the enrollment process, generating low participation rates and putting employers and insurers at risk. This guide explores a new approach to enrollment that combines facets of both traditional enrollment processes and the new self-service culture to increase engagement and boost participation.
Download Resource
ArmadaCare
From ArmadaCare
Get a handle on supplemental health insurance--fast. This quick-reference guide breaks down voluntary vs. employer-paid plans, coverage types, and when to recommend each. Ideal for brokers advising clients on modern benefits strategies.
Download Resource
Noom Health
From Noom Health
Your workforce's well-being is shaped by more than just what happens on the job. Environmental factors, such as housing stability and food security, can significantly impact your employee’s performance at work. This playbook equips HR leaders with the knowledge and insights they need to design equitable, inclusive benefits programs that address real-world problems to boost employee health and improve your bottom line.
Download Resource
Nationwide® pet insurance
From Nationwide® pet insurance
Today’s employees expect more than just health insurance. Learn how pet insurance is becoming a must-have voluntary benefit--especially for millennials and Gen Z. This infographic gives benefits brokers the data and insights needed to stay ahead in a competitive labor market.
Download Resource
Noom Health
From Noom Health
An employee’s well-being and performance are influenced by external factors, such as the communities they live in and access to affordable, nutritious food. This playbook equips benefits brokers with the knowledge and strategies they need to support clients in addressing these and other environmental factors to create an equitable, inclusive benefits program that addresses real-world challenges and boosts employee performance.
Download Resource
Nationwide® pet insurance
From Nationwide® pet insurance
Millennials and Gen-Z are now the leading workforce generations, and employers are faced with the challenge of adapting to the new set of values they bring with them. These younger employees expect flexibility and benefits that support all aspects of their lives, including their pets. Discover how pet insurance can help strengthen client retention, meet expectations, and support recruitment goals.
Download Resource
ArmadaCare
From ArmadaCare
Are HDHPs & HSAs really the best solution? Let’s take a closer look.
Download Resource
ArmadaCare
From ArmadaCare
Help your clients make informed decisions about executive medical reimbursement plans while ensuring compliance amidst evolving regulations.
Download Resource
New Benefits
From New Benefits
Explore four strategies that benefits advisors can leverage to help their clients reduce healthcare expenses.
Download Resource
New Benefits
From New Benefits
This report reveals the top non-insured benefits that not only reduce costs but also address the rising challenges of burnout, financial stress, and work-life balance. Give your clients the edge they need to support their employees while driving business growth. Download the report now to learn more!
Download ResourceArmadaCare
From ArmadaCare
Are brokers prepared for what’s next? See the 5 hot benefits trends shaping 2025 in this report.
Download ResourceZorro and Ambetter Health
From Zorro and Ambetter Health
What do brokers really think about ICHRA five years in? This report reveals how the model is evolving, what’s driving adoption, and what brokers need to succeed as demand grows.
Download ResourceArmadaCare
From ArmadaCare
This infographic explores a cost-effective and compliant way to solve clients’ business problems before busy season hits full stride.
Download ResourceTIAA
From TIAA
Secure income is a top priority for your clients’ retirement plans, but annuities can be complex. This guide clarifies in-plan vs. retail options, empowering you to offer superior advice, highlight cost savings, and enhance client trust.
Download ResourceTIAA
From TIAA
More and more employees are looking to achieve a reliable retirement income with a pension-like guarantee. This guide explains how in-plan annuities differ from retail options--offering lower costs and simpler structures that will empower you to enhance your company's retirement benefits.
Download ResourceNoom Health
From Noom Health
Discover how GLP-1s can empower your workforce to achieve sustainable health improvements. This infographic highlights key statistics and outcomes, demonstrating real change and positive results for employees and your organization.
Download ResourceNoom Health
From Noom Health
Enhance your clients' obesity care strategies and contribute to a healthier, more productive workforce. Equip yourself with the evidence-based approaches you need to effectively support your client's workforce in achieving better health outcomes and lasting well-being.
Download ResourceRemodel Health
From Remodel Health
Explore data and trends on how businesses across an array of industries, sizes, and states are using Individual Coverage Health Reimbursement Arrangements (ICHRAs) to control costs and offer flexible health benefits.
Download ResourceProgyny
From Progyny
Top organizations are no longer treating women's health benefits as a nice-to-have. They're investing in them strategically to control rising healthcare costs, improve outcomes, and retain top talent.
Download ResourceProgyny
From Progyny
This guide shows how you can help your clients take a strategic approach to women's health benefits-- one that improves outcomes, reduces costs, and strengthens talent retention.
Download Resourceisolved
From isolved
Your clients are facing new challenges in 2025. This white paper reveals 7 key trends that can empower you to offer targeted benefit solutions that address your clients' pain points, strengthen relationships, and drive business growth.
Download ResourceTrustmark Voluntary Benefits
From Trustmark Voluntary Benefits
Are outdated payment processes creating headaches for you and your clients? This guide reveals how modernizing payment methods can streamline operations, reduce errors, and boost client satisfaction. Learn how you can add more value and become a trusted partner.
Download ResourceNoom Health
From Noom Health
GLP-1s are transforming healthcare, but their impact extends far beyond weight loss. For HR leaders, understanding the full scope of benefits and managing costs is crucial. This white paper offers vital insights for your benefits strategy by showing how pairing GLP-1s with support and lifestyle changes is key to cultivating a healthier and happier workforce.
Download ResourceArmadaCare
From ArmadaCare
Executive compensation is evolving. Help clients build packages that attract top talent, foster loyalty, and support leader well-being for enhanced productivity. This guide offers key strategies for brokers.
Download ResourceNoom Health
From Noom Health
GLP-1s offer health benefits far beyond weight loss, impacting chronic diseases. For brokers, guiding clients on GLP-1 coverage amidst rising costs is key. This white paper provides insights to balance cost and maximize population health.
Download ResourceProgyny
From Progyny
Based on insights from 30 CFOs, this paper outlines three findings to help you build a compelling case for women’s health benefits and how they align with your CFO’s goals.
Download ResourceProgyny
From Progyny
Help clients navigate budget cuts and rising healthcare costs. Based on insights from 30 CFOs, this white paper helps brokers champion comprehensive women's health benefits for their clients and prove ROI to their client CFOs.
Download ResourceTrustmark Voluntary Benefits
From Trustmark Voluntary Benefits
Demographic shifts and rising costs make long-term care (LTC) a critical concern for employees of all ages. Equip yourself with insights into the LTC challenge and discover flexible hybrid solutions to help your clients prepare.
Download Resourceisolved
From isolved
Your HR clients often face common open enrollment pitfalls, such as administrative burdens and inadequate employee communication--leading to negative employee experiences. Learn how you can help your clients address these gaps. This guide offers brokers actionable insights to advise on streamlined processes and effective communication plans that will foster employee (and client!) satisfaction.
Download ResourceNew Benefits
From New Benefits
Rising costs & low engagement challenge employers. This HR Pulse Survey reveals key trends from HR leaders across various industries and looks at the opportunities for brokers to elevate service, address pain points, and demonstrate ROI, especially with non-insured benefits.
Download ResourceNew Benefits
From New Benefits
Clients expect strategic advice, not just sales. This guide reveals 3 steps to audit benefits, fill gaps, and present holistic strategies that meet client goals and employee needs--positioning employee benefits brokers as trusted advisors.
Download ResourceArmadaCare
From ArmadaCare
Discover how employer-paid supplemental health benefits can help close coverage gaps, reduce out-of-pocket costs, and boost retention!
Download ResourceTIAA
From TIAA
2025 is expected to bring increased market volatility, policy shifts, and new cybersecurity threats that could impact employee retirement savings. This white paper provides HR professionals with the insights they need to strengthen retirement benefits, support employee financial wellness, and navigate the evolving landscape with confidence.
Download ResourceTIAA
From TIAA
Following a year of relative market stability, 2025 is expected to bring increased market volatility, potential policy disruptions, and new cybersecurity threats that can put retirement savings at risk. This white paper equips advisory practices with crucial insights to navigate these challenges, implement effective lifetime income strategies, and guide clients toward a more secure retirement.
Download Resourceisolved
From isolved
HR teams are facing talent shortages, retention struggles, and evolving benefits needs. For benefits brokers, understanding how AI is impacting and modernizing the employee benefits landscape is crucial to strategically advising clients’ HR teams. This report offers key insights brokers can leverage to become a trusted advisor for their clients.
Download Resourceisolved
From isolved
Benefits brokers face unique challenges when advising on HR services, particularly for small to mid-sized businesses. Understanding these key challenges and client concerns, such as rising healthcare costs and FMLA compliance hurdles, is key for brokers to differentiate their services and stay competitive. Learn how to address evolving client needs in an uncertain economic landscape.
Download Resourceisolved
From isolved
Leave management can be costly and complex for your clients’ HR teams. You can help them reduce compliance risks and alleviate administrative burdens. This guide outlines best practices for federal and state job-protected leaves. Equip yourself with solutions to streamline leave management and position yourself as a strategic partner.
Download ResourceLabcorp
From Labcorp
High blood pressure affects nearly half of U.S. adults, increasing the risk of heart disease and stroke. This case study explores how an employer-sponsored wellness program helped approximately 1 in 3 employees improve their blood pressure risk level.
Download ResourceLabcorp
From Labcorp
Long onboarding times and staffing shortages create costly delays. Discover how one large healthcare system streamlined its hiring process, reducing onboarding time from weeks to days while improving the candidate experience and freeing up internal staff.
Download ResourceTrustmark Voluntary Benefits
From Trustmark Voluntary Benefits
Voluntary benefit elections are not what they used to be. The shift toward passive enrollments prevents employees from being actively engaged in the enrollment process, generating low participation rates and putting employers and insurers at risk. This guide explores a new approach to enrollment that combines facets of both traditional enrollment processes and the new self-service culture to increase engagement and boost participation.
Download ResourceArmadaCare
From ArmadaCare
Get a handle on supplemental health insurance--fast. This quick-reference guide breaks down voluntary vs. employer-paid plans, coverage types, and when to recommend each. Ideal for brokers advising clients on modern benefits strategies.
Download ResourceNoom Health
From Noom Health
Your workforce's well-being is shaped by more than just what happens on the job. Environmental factors, such as housing stability and food security, can significantly impact your employee’s performance at work. This playbook equips HR leaders with the knowledge and insights they need to design equitable, inclusive benefits programs that address real-world problems to boost employee health and improve your bottom line.
Download ResourceNationwide® pet insurance
From Nationwide® pet insurance
Today’s employees expect more than just health insurance. Learn how pet insurance is becoming a must-have voluntary benefit--especially for millennials and Gen Z. This infographic gives benefits brokers the data and insights needed to stay ahead in a competitive labor market.
Download ResourceNoom Health
From Noom Health
An employee’s well-being and performance are influenced by external factors, such as the communities they live in and access to affordable, nutritious food. This playbook equips benefits brokers with the knowledge and strategies they need to support clients in addressing these and other environmental factors to create an equitable, inclusive benefits program that addresses real-world challenges and boosts employee performance.
Download ResourceNationwide® pet insurance
From Nationwide® pet insurance
Millennials and Gen-Z are now the leading workforce generations, and employers are faced with the challenge of adapting to the new set of values they bring with them. These younger employees expect flexibility and benefits that support all aspects of their lives, including their pets. Discover how pet insurance can help strengthen client retention, meet expectations, and support recruitment goals.
Download ResourceArmadaCare
From ArmadaCare
Are HDHPs & HSAs really the best solution? Let’s take a closer look.
Download ResourceArmadaCare
From ArmadaCare
Help your clients make informed decisions about executive medical reimbursement plans while ensuring compliance amidst evolving regulations.
Download ResourceNew Benefits
From New Benefits
Explore four strategies that benefits advisors can leverage to help their clients reduce healthcare expenses.
Download ResourceNew Benefits
From New Benefits
This report reveals the top non-insured benefits that not only reduce costs but also address the rising challenges of burnout, financial stress, and work-life balance. Give your clients the edge they need to support their employees while driving business growth. Download the report now to learn more!
Download ResourceArmadaCare
From ArmadaCare
Are brokers prepared for what’s next? See the 5 hot benefits trends shaping 2025 in this report.
Download Resource