Employee-Paid

More voluntary benefit bells and whistles may not add value to your clients.

The coordinated federal investigations primarily targeted alleged schemes involving the payment of illegal kickbacks by laboratory owners in exchange for the referral of patients by medical professionals working with fraudulent telemedicine.

Companies are seeking higher premium increases, mostly due to rising prices paid to hospitals, doctors and drug companies, as well as increases use of services by enrollees.

Study finds that more than three-quarters of respondents couldn't identify the word coinsurance, and nearly half incorrectly defined copayment and deductible – and that's just the beginning of their confusion about the U.S. health insurance system.

Large employers and health plans offering HSA-eligible plans have expanded pre-deductible coverage for medications and services that prevent the exacerbation of chronic conditions, which has minimal impact on premiums.

How can companies reign in — or better yet, dial down — health benefit costs for not only themselves but also their employees? One recent yet rapidly rising solution is switching from traditional group plans to ICHRAs.