Employee-Paid

In 2015, 28 percent of adults said they missed work due to oral health issues, but that went down in 2016 to 21 percent.

Some of the messages for individual financial services clients are sobering.

According to the Social Security Administration, more than 1 in 4 of todays 20-year-olds will become disabled before age 67.

A survey of 1,229 in-house counsel, human resources professionals and C-suite executives gauges how a broad range of trends both inside and outside of government are affecting organizations.

Employers are saving from 3 percent to 5 percent in claim costs in the first year and up to 15 percent in the fifth year, representing a 3:1 return on investment.

Brokers, enrollment organizations and employers can reap the benefits of a multi-year employee communications or engagement enrollment strategy just as much as the employees.

A survey of more than 3,000 workers shows 31 percent say they feel high or extremely high levels of stress at work, and 61 percent say they are actually burned out in their job.

As more benefits options continue to emerge for employers and employees, the value of a traditional open-enrollment approach to workplace benefits is coming under a pressure. A fixed enrollment season at the end of the year served the benefits market of years past well, when employers often paid a major...