Employee-Paid

Agents see enrollees having trouble getting confirmations and payment information.

Officials emphasize consumers must document their requests for hardship exemptions.

H.R. 3362 would require weekly reports on enrollment activity and website problems.

Managers will have to submit financial audits and vouch for the accuracy of enrollment data.

Workers are clinging to their jobs as prospects fade for higher-paying employment. Households are socking away more money and charging less on credit cards. And young adults are living with their parents longer rather than venturing out on their own.

Plans place liens on the estates of older enrollees who use the coverage.